The SafalMoney Blog
Insights, strategies and deep-dives on Specialized Investment Funds, portfolio construction and the Indian wealth landscape.
49 articles
China's Economic Slowdown: Which Indian MF Sectors Win and Which Lose?
China's structural slowdown is reshaping global capital flows, supply chains and India's equity markets. Here are the Indian MF sector winners and losers - and how SIF can position for both sides.
How to Review a Mutual Fund Beyond 1-Year Returns: The 8-Factor Framework
Stop picking mutual funds by last year's return. This 8-factor framework teaches you to evaluate funds the way professional fund selectors do - rolling returns, Sharpe ratio, manager tenure, and more.
Index Fund vs Active MF in India 2026: The Evidence-Based Verdict
Index fund or active mutual fund - which wins in India? This evidence-based 2026 guide uses SPIVA data, TER maths, and category-wise analysis to give you the honest, data-driven verdict.
Short Duration vs Medium Duration Funds: Practical Guide to the 1–5 Year Zone
Short duration or medium duration fund - which is right for your 1-5 year money? This practical guide uses duration, rate environment, and yield need to help you choose correctly in 2026.
FIRE Calculator for Indian HNI Investors: How to Calculate Your Freedom Number
What is your FIRE number? This complete 2026 guide shows Indian HNI investors exactly how to calculate their financial independence corpus, freedom age, withdrawal rate, and SIF's role in getting there faster.
SafalScore™ Deep Dive 2026: The 8-Factor SIF Allocation Model With Case Studies
A complete deep dive into SafalMoney's SafalScore™ - how each of the 8 factors works, what score ranges mean, 4 real case studies across investor profiles, and how to calculate yours free.
SIF for Retirement Planning: How Long-Short Strategies Fit the Indian HNI Retirement Blueprint
How do Specialised Investment Funds fit India's HNI retirement blueprint? This complete guide covers pre-retirement accumulation, the retirement transition, and post-retirement SIF allocation with case studies.
Global Recession Fears 2026: How Should Indian Investors Respond?
The IMF has cut global growth to 3% citing the Iran war shock. J.P. Morgan assigns 35% recession probability. Here is what global recession fears mean for Indian investors - and what to do.
Mirae Asset Platinum SIF Review 2026: Global DNA, Indian Execution
A complete review of Mirae Asset's Platinum Hybrid Long-Short SIF - three-layer strategy, fund manager Gaurik Shah, quantitative approach, and SafalMoney's honest assessment for 2026.