Wealth with Wisdom
We don't rank funds by last year's return. Every mutual fund and SIF on SafalMoney is evaluated through SafalCheck™ — our multi-factor scoring framework — before we ever show it to you.
Why We Exist
1-year and 3-year return tables reward funds that got lucky in a cycle — not funds built to perform consistently across cycles. Most platforms stop at the return number.
Newer instruments like SIF get lumped in with MF, PMS and AIF, with no single trusted source explaining how they actually differ or fit together.
Without a structured framework, investors either over-allocate to what's trending or avoid better-fit options entirely — in both MF and SIF.
Minimum investment thresholds, redemption windows, and derivatives exposure differ by instrument. This needs expert distribution, not a simple screener.
Our Platform
Our fund evaluation framework, applied to every mutual fund and SIF scheme on the platform. Goes beyond trailing 1Y/3Y returns to score consistency, risk-adjusted performance, downside behaviour, and portfolio quality — so you see how a fund is built, not just how it did last year.
Know Your SIF Allocation™ — a proprietary 8-factor scoring engine that recommends your exact SIF allocation within your broader portfolio.
Direct integrations with KFintech & CAMS for seamless order routing, folio management, and NAV tracking across AMCs — mutual funds and SIF alike.
AMFI-registered distributor. KRA-integrated KYC. SEBI CSCRF-compliant infrastructure. Your data stays in India.
Free mutual fund research and SafalCheck™ scores for every investor. SIF access, for investors ready to deploy ₹10L+.
Our Method
Returns, rolling consistency, and risk-adjusted growth — measured against category peers, not just last year's chart-topper.
How consistently the fund manages volatility and drawdowns — not just how it behaved in one good year.
Sortino, Beta, and R-squared against the peer group — because good returns should come without taking risk you didn't sign up for.
Total expense ratio versus the category average. Every rupee paid in fees is a rupee that isn't compounding for you.
Fund manager tenure, team stability, fund house maturity, and how disciplined the portfolio construction actually is.
The Team
Founder & CEO
Principal Officer (PMLA/FIU-IND). Building India's SIF distribution layer from the ground up.
Head of Strategy & CISO
Owns SEBI CSCRF compliance and strategic innovation. Cybersecurity and product in one role.
Head of Operations
SEBI-mandated Grievance Officer. Owns the investor journey from KYC to first SIF investment.
Investments in SIF are subject to market risk. Minimum investment ₹10,00,000. Please read all scheme-related documents before investing. SafalMoney is an AMFI-registered Mutual Fund Distributor.
Check any fund's SafalCheck™ score, or take the free 2-minute SafalZenith™ assessment for your SIF allocation.