Risk Disclosure
Last Updated: February 2026
Investment Risk Disclaimer
Investments in Specialized Investment Funds (SIFs), mutual funds, PMS, and AIFs are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future results. The value of investments and the income from them can go down as well as up.
No Guarantee of Returns
AUM Funds does not guarantee any returns on investments. All projections, calculations, and performance data shown on this website are hypothetical, illustrative, or based on historical data and do not represent actual portfolio performance or future expectations.
Not an Offer
Nothing on this website constitutes an offer, solicitation, or recommendation to buy or sell any security or financial product. AUM Funds is an informational and educational platform and does not execute trades or manage investments directly.
SEBI Regulatory Framework
Specialized Investment Funds (SIFs) are regulated by the Securities and Exchange Board of India (SEBI). Investors should verify the regulatory status of any fund before investing. SIF investments require a minimum investment of ₹10 lakh aggregated at the PAN level.
Calculator & Tool Disclaimer
All calculators and tools on AUM Funds (including the SIF Calculator, SIP Calculator, Retirement Calculator, AUMZenith Portfolio Optimizer, and Risk Assessment Quiz) are for educational and illustrative purposes only. Results depend on assumptions that may not reflect actual market conditions. Users should not rely solely on calculator outputs for investment decisions.
Third-Party Information
Information about specific fund houses, AMCs, and their schemes (including Quant, ITI, Edelweiss, Tata, Bandhan, and SBI Mutual Fund SIF products) is sourced from publicly available data and official disclosures. AUM Funds is not affiliated with these fund houses unless explicitly stated.
Professional Advice
Before making any investment decision, investors should consult a qualified financial advisor, tax consultant, or legal professional. AUM Funds does not provide personalized investment advice through its website content.
Limitation of Liability
AUM Funds, its directors, employees, and affiliates shall not be liable for any losses, damages, or claims arising from the use of information, tools, or services provided on this website.
Data Accuracy
While AUM Funds strives to ensure the accuracy of all information, we do not warrant that the content is error-free, complete, or current. Market data, fund performance, NAVs, and regulatory information may be subject to change without notice.
Contact
For questions regarding this disclaimer, please contact us at info@safalmoney.com.
Important: Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.